Intelligent Payment Solutions
Intelligent Payment Solutions
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  • What We Do
  • Our Flagship Platfotm
  • Security & Compliance
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    • Home
    • What We Do
    • Our Flagship Platfotm
    • Security & Compliance
    • Contact Us
  • Home
  • What We Do
  • Our Flagship Platfotm
  • Security & Compliance
  • Contact Us

WHAT WE DO

Payments operated as a discipline, not a feature.

Supporting payroll, student funding, grant administration, merchant settlements and large-scale beneficiary payment programmes.

We collect and disburse funds on behalf of client companies across several deadline-critical lines of operation.

Every transaction is controlled, traceable and reconciled.

Payroll disbursement

Third-party collections & payments

Third-party collections & payments

Outsourced payroll payment runs for client companies - recurring, deadline-critical disbursements where a missed or duplicated salary is not an option.

Third-party collections & payments

Third-party collections & payments

Third-party collections & payments

Licensed collection and disbursement of funds on behalf of multiple client companies, per TPPP licence approvals.

Treasury & compliance services

Third-party collections & payments

Treasury & compliance services

Treasury outsourcing, licence maintenance, AML frameworks, and regulatory liaison through our group partner Regulating Africa (Pty) Ltd, an authorised Financial Services Provider.

LICENSED TO HOLD AND MOVE FUNDS ON BEHALF OF THIRD PARTIES.

Our group combines active payment operations, financial-services authorisation and dedicated compliance capacity.


Operator - Intelligent Payment Solutions

  • Registered Third Party Payment Provider under the South African national payment system framework (SARB Directive 1 of 2007). 
  • 100% Black-owned.
  • Authorised to collect and disburse funds on behalf of third parties through a sponsoring clearing bank. 
  • Operator of NSDS.


Group Compliance Partner - Regulating Africa

  • Authorised Financial Services Provider (FSP 54878)
  • Provides the group's licence maintenance, compliance management and training, AML frameworks, and regulatory liaison. 
  • Registered TPPP and treasury outsourcing company
  • Over 40 years of collective financial-services experience. 
  • B-BBEE Level 1
  • 100% Black women-owned

IPS operates within South Africa's regulated financial ecosystem, maintaining authorisations and oversight across payment processing, financial services, anti-money laundering and treasury outsourcing to ensure every client transaction meets the highest regulatory standards.

LEARN MORE ABOUT REGULATING AFRICA

We try to break it before anyone else can.

Adversarial testing is built into how we operate our platforms.

We test payment recovery, infrastructure failure, concurrency, queue limits, partial funding, settlement retries and unresolved payment recovery.

Every issue is documented, fixed and pinned by an automated regression test.


Robust. Secure. Scalable.


Our payment infrastructure combines enterprise-grade technology with regulatory expertise, delivering secure, compliant and highly scalable payment operations designed for organisations where accuracy and reliability are non-negotiable.

Evidence, not assertions.

Our platforms are tested on production-equivalent infrastructure under deliberate failure conditions.


Servers are terminated mid-run, infrastructure is scaled during processing and payment services are forced to recover automatically.


The ledger remains balanced throughout.

Balanced

Every journal balances, verified across payment runs at national scale - even during infrastructure failure.

No Duplicates

Multiple independent controls prevent duplicate payment of the same obligation.

To the Cent

Funds received, settled, reversed, charged and taxed reconcile exactly.

Nothing Lost

Every failed payment is matched by a reversal, and every status update is retained.


Intelligent Payment Solutions (Pty) Ltd
Licensed Third Party Payment Provider · Operator of the National Student Disbursement System
In group partnership with Regulating Africa (Pty) Ltd — FSP 54878 · regulatingafrica.com


All platforms hosted in-country in the AWS Africa (Cape Town) region. Verification reports, findings registers, and live demonstrations available on request.

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